While most elements of the new law will be phased in over the next five or so years, certain mandates already are in place. 
 For plan years beginning on or after Sept. 23, 2010, mandates include the elimination of lifetime dollar limits on essential benefits, coverage of dependent children up to the age of 26, the incorporation of restricted annual limits on essential benefits until 2014, and the elimination of pre-existing condition limitations for enrollees under 19.
 • 2011: The ...

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