COSTA MESA Calif. El Pollo Loco Inc., the privately held operator-franchisor of 406 grilled-chicken restaurants, swung to a net loss in its second quarter as a $10.7 million legal settlement and higher commodity costs erased the chain’s sales gains.   For the quarter ended June 30, El Pollo Loco posted a net loss of $5.6 million, compared with profit of $1.4 million a year ago.     Latest quarter revenue rose 9.6 percent to $76.4 million and reflected 15 new ...

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