A more recent development in mobile payments is the Merchant Customer Exchange, or MCX, a startup announced in August by backers, including Darden Restaurants Inc., Dunkin’ Brands Group Inc., on-site feeder HMSHost Corp., and Wal-Mart Stores Inc. The founding companies have yet to disclose what technologies will be used by MCX or when a pilot test of the mobile payment platform might begin. To date, little information has been released about the Merchant Customer Exchange except ...

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