Jim Sullivan is a keynote speaker at foodservice conferences worldwide. You can get his his free e-newsletter, apps and product catalog at Sullivision.com. Follow him on Twitter @Sullivision.
Private exchanges operate independent of the federal system and are viewed by some as a way to limit risk, increase predictability and lower costs when offering employees coverage.
The employer mandate of the Affordable Care Act kicks in Jan. 1, 2016. Businesses with an average of 50 or more full-time-equivalent employees must offer health care insurance to their workers. That health care may not cost the employees more than...